Tax Return Services
Self-Assessments
Completing a tax return can be stressful, time-consuming, and risky if mistakes are made. Whether you are self-employed, a landlord, a company director, or receiving income from investments or overseas, our team ensures your annual Self-Assessment is completed accurately and submitted on time.
We manage all communication with HMRC on your behalf, giving you peace of mind that your obligations are met while identifying opportunities to improve tax efficiency.
Making Tax Digital (MTD)
HMRC's Making Tax Digital (MTD) initiative is transforming the way individuals and businesses maintain records and submit returns. While the new rules introduce additional compliance requirements, they also create an opportunity to streamline financial management.
We guide you through the set-up process, recommend the right software, and provide ongoing support to ensure your record-keeping, VAT returns, and future income tax submissions are seamless, compliant, and stress-free.
Trusted Accountancy for Over 30 Years
B M Howarth Ltd is a trusted West Yorkshire–based firm of chartered accountants and business advisors, with its head office in Halifax and branches in Leeds, Ossett, and Wakefield.
Regional Reach with Personal Touch
With offices spread across Halifax, Leeds, Ossett, and Wakefield, we offer local, accessible service while maintaining a broad geographic footprint.
Comprehensive, Integrated Services
From traditional accountancy, like annual accounts, audit, and tax. To modern solutions like payroll, bookkeeping, Making Tax Digital compliance.
Proactive Regulation Compliance
We navigate the complexities of UK tax laws and financial regulations so you don't have to. Our experts ensure you remain fully compliant while identifying opportunities for tax efficiency and risk mitigation.
Capital Gains Tax (CGT)
Disposing of assets - whether property, shares, or other investments - can trigger Capital Gains Tax obligations. Without careful planning, the tax bill can be significant. We advise on the most efficient ways to structure disposals, make use of available reliefs and exemptions, and ensure reporting deadlines are met.
Our goal is to help you reduce unnecessary liabilities and retain more of your gains, while staying fully compliant with HMRC requirements.
Inheritance Tax (IHT)
Inheritance Tax can take a substantial portion of your estate if planning is left too late. We work closely with you to create a tailored estate plan that preserves your wealth and provides for future generations.
From lifetime gifting strategies to the use of trusts and exemptions, we help you take practical steps to minimise IHT exposure while ensuring your estate is passed on in accordance with your wishes.
Remuneration Planning
The way you pay yourself - or your employees - can make a big difference to both tax efficiency and business cash flow. We develop bespoke remuneration strategies that balance personal income needs with long-term business goals.
Whether it involves salary, dividends, benefits, or pensions, our advice ensures you make the most of available allowances and reliefs, while keeping your arrangements simple, compliant, and cost-effective.
Construction Industry Scheme (CIS)
The Construction Industry Scheme (CIS) sets out special tax rules for contractors and subcontractors in the construction sector. Keeping on top of monthly returns, verifying subcontractors, and managing deductions can be complex and time-consuming, and there are penalties for late or incorrect submissions.
We take the stress out of CIS compliance by handling the entire process on your behalf. From registering with HMRC to submitting monthly CIS returns, verifying subcontractors, and reconciling payments and deductions, we ensure everything is accurate, timely, and compliant.
Our team also helps subcontractors reclaim overpaid tax and advises contractors on structuring payments to improve cash flow and efficiency. With our support, you can focus on running your projects while we keep your CIS obligations entirely under control.
